CHARGED FOR OVERDRAFT

I AM DISGUSTED WITH STANDARD BANK. THEY HAVE INSTITUTED LEGAL PRECEDINGS AGINST ME FOR AN OVERDRAFT WICH I HAVE NEVER HAD. I HAVE NOT USED THIS ACCOUNT SINCE 2013, AND WHEN I RECENTLY QUERIED IT AT THE BENONI BRANCH, I WAS BASICALLY TOLD THERE IS NOTHING THEY CAN DO. YOU CAN WHISTLE FOR YOUR MONEY THAT I DO NOT OWE YOU.