BELOW 'standard' bank

<p>So I get my monthly statement from Standard Bank today and I realised that Standard Bank have already activated an overdraft for me that they are charging me 23% on. I never signed for an overdraft because I do not want the account. How can I get something authorised without even having my signature or thumb print??!! I have not used this bank or account in over a year. I stopped using it because Standard bank just changed my account from a student achiever to a current account and the service levels are atrocious. I wanted to close this account but everytime I go in there is some problem and I must return when I have the necessary stuff or there is one consultant serving 50 people. I am not going to pay a single cent in interest. Someone better sort it out.</p>