sK
shanon K

1 reviews | Active since Feb 2015

15 Jul 2024, 20:15

Balances being reduced to zero when offline

I'm sooo annoyed. Frustrated and disappointed by Standard Bank,

I moved from FNB to Standard about 3 years ago and iv never had any issues but over the weekend I had a truly alarming, frightening and terrible experience that truly got me considering to move back to fnb or another bank because i never experienced this in my 17 years of banking, i went out Saturday night, i was at a club and i had an open tab,about 2am the Sunday morning the waiter brought my bill and it was time for me to pay and leave, when i swiped the transaction declined stating "insufficient funds" when I logged onto my banking app it was showing as offline with limited functions ,my heart dropped as the balances on my savings plus investments was showing as R0.00,(I have Screenshots) the owner of the club wanted to call the police on me as I couldn't pay the bill as they thought I made purchasing without funds, the locked me in a room wanting to call the polices,I had to call my brother to wake up from bed and drive out to swipe with me, 1stly iv never experienced such a terrible ,the fact that my balances can easily reflect as nil, thirdly you don't send any communications in which I could have shown the business owner thar my bank is currently offline,instead the speedboat receipts were stating insufficient funds, and till now we have not received any communication like sms or email apologizing for being offline,I was truly embarrassed and scared. I understand banks go offline,but never does it reduce our balances to zero which is so incorrect

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Replies (5)
Standard Bank
Standard Bank's reply16 Jul 2024, 10:03
Official
Good day Shanon 

Thank you for bringing this issue to our attention. 

As Standard Bank, we are committed to providing you with the best possible service and will ensure that this issue is taken care of. 
We sincerely apologise for any inconvenience or unwarranted frustration this has given you. 

Kindest regards
Standard Bank Hello Peter Team 
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sK
shanon K's update17 Jul 2024, 00:09
Reviewer Update
I am getting annoyed with standard bank at this point. A agent called me insisting that I had insufficient funds making me feel like I am going crazy and at fault,I explained time and time again that the dates on the statement is not the real time transactions is made and I sent him screen shots to show that when offline all balances was reduced to R0.00 including my 32 days notice, second I have incontact messages even from the app that my balance was more then sufficient, the consultant then told me that a solution was for me to take a credit card with standard bank and I asked how is this a solution as I could have had 5million accounts with standard and would still receive the same outcome, I asked how could he sell me products when I'm upset and he laughed and stated sorry his in sales he was tempted to sell me a credit card, from the beginning he was not at all suitable to deal with resolutions, when he called me he stated "hi, I am from standard bank ,I saw you loaded a complaint on hellopeter, what's the matter" I was taken back with the lack of care and empathy,he could of at least read my complaint before calling me to brief himself, till now I feel like he blamed me for what happened on Saturday, he advised he was going to send my case for diagnosis ,I ask please can someone liste to our conversation and secondly provide me with an email address so I can send proof to state I had sufficient funds and thirdly after your investigation please let me know outcome if I am wrong I will publicly apologize to standard bank and the consultant
Standard Bank
Standard Bank's reply17 Jul 2024, 07:04
Official
Hi Shanon

Our team is still looking into this matter and will be in touch with you. We are doing our best to ensure that all your concerns are amicably resolved.
 
 We value your continued support and patience. 
 
 Kindest regards
Standard Bank Hello Peter Team 
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sK
shanon K's update25 Jul 2024, 00:31
Reviewer Update
Good Day, I would like to inform you that noone has contacted me since, I am still waiting
Standard Bank
Standard Bank's reply25 Jul 2024, 07:10
Official
Hi Shanon

Our team is still looking into this matter and will be in touch with you. We are doing our best to ensure that all your concerns are amicably resolved.
 
 We value your continued support and patience. 
 
 Kindest regards
 Standard Bank Hello Peter Team 
 ***