NB
Neo B

1 reviews | Active since Dec 2016

05 Jan 2017, 15:26

Bad service now influencing my other home loan negatively

<p>December 2016 I contacted standard bank to debit for the homeloan earlier, this was done on the 9th. Normally they debit on the last day of the month.</p> <p> </p> <p>Today 5th december I contacted them again so that they can debit tomorrow so I can prepare for my son's school fees, to my shock to find out that "apparently" I am in arrears for my homeloan.</p> <p>How can I be in arrears if I my account was debited already?, apparently the system picked up that I was suppose to pay again month end of December.</p> <p> </p> <p>I spoke to Amanda somwahla ref : 13:40 ********** 7. Who advised that this will be escalated to the relevant department. She tried to contact the supervisor of the advisor that did the mistake Xolani Nyathi, who was not available, then tried to contact Xolani's manager by the nsame of Rita Chamberlain, who was also not available. Is there anyone who is ever available at that department?.</p> <p> </p> <p>I have app**** for another homeloan with a different institution, and they pick up that I was in arrears on my standard bank home loan. This has impacted my in a very negative way as I currently qualify for another homeloan but due to the arrears amount that I know nothing of, they can't approve.</p> <p> </p> <p>I am yet to receive a call from either Rita or Xolani to get an understanding on this and get this mess fixed.</p>

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Replies (5)
NB
Neo B's update07 Jan 2017, 11:33
Reviewer Update

Still waiting for Xolani Nyathi who is a team leader at standard bank home loans.

Called in today, 07.01.2017 and spoke to Amanda Ricky who is a Team Leader and advised that therethis was no case logged by Amanda Somwahla.

Apparently Rita Chamberlain is on leave, so I ask myself... does this mean that when she is on leave everything stops because she's not at work? Wow, great service that is... so God forbids she passes on clearly that department will close down...

Finally I speak to another TL today Amanda Rita, who managed to check on the system and there was no ref logged, and she did it for me however I'm told the interest rate will be higher than normal... Can someone explain how my interest would be higher than normal if I am paying within the month and before the time I am suppose to pay?...

Whoop whoop, Standardbank sucks

Standard Bank
Standard Bank's reply09 Jan 2017, 09:13
Official

Good day Neo Basuthu

Thank you for your posting.

Please note that further details have been requested from you via email in order for us to address your concerns.

We await your response.

Best regards

Complaint Resolution Centre

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*** (fax)

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NB
Neo B's update10 Jan 2017, 07:53
Reviewer Update

I have issued them, still waiting...

Standard Bank
Standard Bank's reply10 Jan 2017, 09:41
Official

Good day Neo Basuthu

Thank you for your posting and allowing us an opportunity to investigate your complaint.

This matter was allocated to a resolution specialist who will contact you to resolve your complaint.

Kind regards

Complaint Resolution Centre

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*** (fax)

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NB
Neo B's update10 Jan 2017, 12:19
Reviewer Update

So it seems like Amanda Rita hasn't processed the debit order.

I spoke to her on saturday, and she advised that the debit would go off Monday which was yesterday. I thought to myself let me give it till12h00. Still the debit isn't done.

What's Standard banks slogan?, Moving forward...

Currently this department is moving backwards, very fast...

I hope month end I won't get another surprise, saying I owe "Standard bank"... Or more like "Complex bank"....This is really ridiculous...