Bad experience home loan department

App**** for a home loan with Standard bank, loan was approved on 7 Sep for 60% of the total requested. 14 Sep I received communication from attorneys with contract agreement for me to sign, which I did not sign as it had incorrect details. 27 Sep Standard bank consulted offered me an option to lower my interest rate on the loan by opening Standard bank account. 12 Oct received communication from attorney to transfer the balance of the loan amount (40%), which I did. 20 Oct received communication that my loan was withdrawn due to ‘valuation is NOW poor, assessors comment this is a slow moving area’. How is it that the application which went this far in the process can just be withdrawn, I declined offers from other banks and accepted the one from Standard bank only for them to give this pathetic service. I am glad I actually even postponed opening an account with them, this is unacceptable.