Bad credit record that is not even my fault

<p>Good Day</p> <p> </p> <p>I have a personal loan with Standard Bank they are the cause of my bad credit score on the 1st of October I tried to get an credit card from FNB they Decliened me so I wanted to know why they said that im overdue on my loan with Standard Bank wich I did not understand.</p> <p>FNB showed me a paper that say im overdue with R2482 and I still owe Standard Bank R21652 wich is not true so I went to Standardbank and asked for a statement printout wich showed im not overdue and i still owe them R16685.49.</p> <p>I was at the Woodlands and Jacaranda branch where they said they cannot help me I must sort it out with Transunion wich I feel Standard Bank are wrong here because obviosly they dont want to help me and they are the ones who must update the details with Transunion because I pay them a service fee each and every month.</p> <p>Because of that I have a very bad credit score I can not even open an MR Price account for something that is not even my fault I realy hope that you guys can help me.</p> <p>I just want them to resolve their mistakes and sort out my credit score wich they ruined</p>