Bad bad bad

So disappointed, my phone died with my app in it and i was in the process of applying for the cellphone contract at the restaurant connected to WIFI when apple requested a bank statement. I tried to login to standard bank web with no luck. Authentication had to be done on the cellphone by approving with the app or scan QR code. My phone is dead and I couldn't login to the banking. I called in for help around 22:00 and the consultant was charging me R40 per month which I refused to pay because I was going to the funeral and I needed every single cent. I tried someone's phone and unfortunately according to Standard bank the device is already registered so I wouldn't login to cloud nor the app using a different phone. I ended up being stuck and worst case I was supposed to travel home and I needed to transfer some cash but my phone was dead and I wouldn't login my app to make a payment to someone around in order to withdraw. I slept in the street.