AVOID STANDARD BANK VEHICLE FINANCE AT ALL COSTS!!!!!!!

I bought a 2016 Kia Picanto in 2018 and it was,and unfortunately still is, financed by Standard Bank. I have been paying a ridiculous installment of R3211 for almost a year. The retail value of this vehicle is now R117 700 but the settlement amount is still R149 525.24. I have tried multiple times to change banks as this is plain bull**** but because of the ridiculous amount still outstanding on my vehicle,I'm trapped by this gangster bank that continues to rob me. I wish I could take this car back but I don't even have that option. I appreciated Standard Bank's willingness to help me when I needed this car desperately but now I realise they weren't in it to help me ''move forward'' - they were on a hunt and I unfortunately fell victim to their cleverly decorated Bull****. DO NOT EVER TAKE CREDIT FROM STANDARD BANK. EVER!!!