SM
Shadrack M

1 reviews | Active since Dec 2025

20 Dec 2025, 14:47

ATM CASH DEPOSIT DISCREPANCY

FORMAL COMPLAINT: ATM CASH DEPOSIT DISCREPANCY

I hereby wish to lodge a formal complaint against the bank regarding an ATM cash deposit discrepancy.

On 9 December 2025, I deposited an amount of approximately +-R19,500 at an ATM with ATM number H301 at Mall of Africa. However, the bank later advised that only R15,000 was recorded as deposited. I strongly dispute this amount, as I did not deposit R15,000.

I reported this matter immediately the following day, on 10 December 2025, and followed the required reporting procedures. Despite this, the issue remains unresolved. I made a further follow-up visit to the bank on 19 December 2025, but unfortunately, I did not receive any meaningful assistance or resolution.

This money was business funds, and the incorrect handling of this deposit has had serious financial consequences for me. As a direct result of this unresolved issue, I was unable to operate my business for two weeks, causing financial loss and significant inconvenience.

I am requesting a thorough investigation into this matter, including a review of the ATM records, camera footage, and reconciliation reports for the date in question. I further request that the full outstanding amount be credited to my account without further delay, or that a clear written explanation be provided.

I trust that this matter will be treated with the urgency and seriousness it deserves, and I look forward to a prompt resolution.

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Replies (1)
Standard Bank
Standard Bank's reply20 Dec 2025, 15:21
Official
Good day Shadrack, 

This is not the level of service we strive for. 

We understand your frustration and are here to help. 

We can assure you that your matter is now in the right hands. 

Our team will be in touch.

Kindest regards, 
Standard Bank Hello Peter Team 
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