LM
Lebohang M

1 reviews | Active since Sept 2023

11 Dec 2023, 13:22

Another *****ulent credit enquiry by standard bank, personal information not secure and used for *****

I had written a complaint on 02 December 2023 after Standard Bank conducted *****ulent credit enquiry using my name for the second time in two months. I had lodged a dispute with the Experian (reference CC-9988) for the first credit enquiry and it was resolved in my favor and removed from my credit profile. On 25 November 2023 a second *****ulent credit enquiry was added on my credit profile. All these credit enquiries have been conducted without my consent and knowledge, clearly indicating that my personal information is not secure and is being used for ******** activities by Standard Bank. I have sent a formal complaint to their complaints department (reference **********3) and the generic reply was that their "specialist" will contact me within 24 hours, of course this was not true. I gave consent for their consultant to access my credit profile and even sent a screenshot showing a *****ulent credit enquiry, however, nothing has been done to date.

No one wants to tell me what is happening; why the credit enquiry was conducted, who gave consent and why my personal information is not secure. All I get is generic bull**** replies like the one that will follow this post. . I am going to post a negative review every single day to warn people about the ***** tendencies of Standard Bank so that they can make informed decision about joining this useless bank.

0
Replies (5)
Standard Bank
Standard Bank's reply11 Dec 2023, 13:24
Official
Good day Lebohang

We’re saddened to hear that this has been your experience. 

We take these matters very seriously and can assure you that we will be attending to your query with urgency. 

We will be taking a closer a look and will get back to you shortly. 

Kindest regards
Standard Bank Hello Peter Team 
***
LM
Lebohang M's update11 Dec 2023, 13:44
Reviewer Update
I hate these empty generic replies as much as I hate this bank. If I gave consent for any credit enquiry to be conducted then surely you should be able to find that information in your records and tell me, if you don't it find it it means its not there and my personal information was used to commit *****, so what's taking so long to resolve this, and why is my formal complaint not being attended to, no one has contacted me regarding that
There is no urgency you are just wasting my time hoping I will forget about all these, It's my life you are ruining
Standard Bank
Standard Bank's reply11 Dec 2023, 14:31
Official
Good day Lebohang

The matter is being treated as a priority and our team is ensuring that it is resolved timeously . 

We will revert with feedback as soon as possible . 

We appreciate your patience. 

Kindest regards 
Standard Bank Hello Peter Team 
***
LM
Lebohang M's update09 Jan 2024, 14:11
Reviewer Update
What is the update regarding this complaint, it is now 09 January 2024 and your *****ulent credit enquiry still appears in my profile
Standard Bank
Standard Bank's reply09 Jan 2024, 14:16
Official
Good day Lebohang 

This is not the level of service we strive for. 

We understand your frustration and are here to help. 

We can assure you that your matter is now in the right hands. 

Our team will be in touch. 

Kindest regards
Standard Bank Hello Peter Team 
***