Absolutely pathetic

<p>In last week I discovered that Standard Bank had charged me R120.00 in fees.</p> <p>When I questioned it I was told that is is honouring fees, I ask them to please explain this to me.</p> <p>Apparently it is a fees charged to you if the merchant does there bank after you have done your purchase and the bank allows the amount to be banked even if there if no funds available.</p> <p>I then ask a really stupid question eg If I have a R100.00 available I buy for R50.00 I get a sms FROM standard bank that the purchase has gone through and that my balance is now R50.00. and I go off then what happens? Its not my issue is the merchant does there banking next year. what then happens?</p> <p> </p> <p>Answer from Standard bank "card specialist" The sms you received is a estimate of what your balance must be......</p> <p>Really now, the monies even after you receive a sms, mobile banking and internet banking and check bank in short it is still available..</p> <p> </p> <p>I can not understand and would like a answer for a person at standard bank to answer..</p> <p>I am being charge R477.00 in bank charges by this institution and not one of there "card specialist" can give me a straight answer.</p> <p> </p> <p>I advise people to stay away from this bank absolutely pathetic.</p> <p>To think that you can take money from people.</p> <p> </p> <p>DO NOT BANK WITH STANDARD BANK</p>