A Waste Of Time Bank To Deal With

I have a Eplan Account and I was told to move over to a cheque account to receive added benefits such as when trying to apply for a home loan I will be able to get good interest rates,Applying for vehicle finance,etc.This is a whole lot of Lies. I was call on Saturday for a credit card and what a ******* charging me a 20% interest rate. My husband has a absa credit card and he has a 14% interest rate.Bluebean is part of Standard bank and he get a 16% rate. Well I think that I should get a better interest rate for the amount that I app**** for. I want this to get sorted out at a lower rate or else I will be moving over to another bank. I have just about enough with standard bank who never helps me.