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carmen H

1 reviews | Active since Dec 2017

27 Aug 2026, 15:27

Formal Complaint Against Spring Loans – Unresolved Payment Allocation and Lack of Customer Service

I am extremely disappointed with the way my matter is currently being handled by Spring Loans. I made a manual EFT payment on 25 August 2026 and submitted my proof of payment as requested. I have repeatedly followed up via WhatsApp and have also called Spring Loans to have the payment allocated to my account and to ensure that the online system is updated. Despite numerous attempts to obtain assistance, I am now experiencing difficulty getting a proper response. When I contact Spring Loans via WhatsApp, my messages are being avoided/left without a meaningful resolution. I have also spoken to multiple agents previously, but nobody has been able to provide me with a clear answer or confirm that the necessary account updates have been completed. I am particularly concerned that I should not be charged overdue fees, penalties or additional costs while my payment is waiting to be allocated, especially when I have already provided proof of payment and have made repeated attempts to resolve the matter. At this stage, I am requesting that a manager or senior representative from Spring Loans contact me directly to address this matter and provide written confirmation that: My manual payment has been received and will be allocated correctly. My online account will be updated. No unnecessary overdue fees or penalties will be charged while the payment is being processed. My repeated attempts to obtain assistance are properly investigated. A manager takes ownership of this complaint and provides me with a clear resolution. I believe customers should not have to repeatedly chase a financial institution for basic assistance, particularly when proof of payment has already been supp****.

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Replies (1)
Spring Loans
Spring Loans's reply28 Aug 2026, 08:15
Official
Thank you for bringing this matter to our attention, and we sincerely apologise for the frustration and inconvenience you have experienced.
We acknowledge your concerns regarding the manual EFT payment made on 25 August 2026 and the repeated attempts you have made to have the payment allocated to your account. We understand how concerning it is to have made a payment and provided proof of payment, yet still not have the account reflected correctly.
Please be assured that your complaint is being taken seriously. We have escalated the matter to our management team for investigation and follow-up. The relevant team will verify the payment, ensure that it is correctly allocated to your loan account, and review the account status accordingly.
We also understand your concern regarding overdue fees or penalties while the payment is being processed. Your account will be reviewed as part of the investigation to ensure that the payment processing delay is taken into consideration.
We apologise that your previous interactions did not provide you with the clear resolution and communication you expected. This feedback will also be addressed as part of our investigation.
A manager/senior representative will contact you directly with an update and confirmation once the matter has been reviewed.
Thank you for your patience and for bringing this to our attention. We sincerely regret the experience you have had with us and are committed to resolving the matter.
Kind regards,
Spring Loans Management