JS
Juanmari S
1 reviews | Active since Nov 2020
19 Aug 2022, 10:23
Sies man!
Unbelievable!!! Where in the world do you have to pay R600.00 JUST TO SEE IF YOU CAN GET APPROVED FOR A LOAN. When Aniska phoned me saying my credit score is way more then what I know it is, I thought a load of BS. They sell it so nicely and end the conversation with "The only downside is there is a R600.00 paid upfront for admin fees" Non refundable if you are not approved. So many of us really need that last R600.00. I can't believe this sly, snake and ******* of a company was advertised on ALGOA FM. Pfft "If we can't help you, no one can" more like "If we can't ***** from you, we'll catch someone else". Sies man!!!!!
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Spotaloan.co.za's replyOfficial
19 Aug 2022, 11:30Good morning Juanmari. Yes we do charge a fee - the fee covers all admin costs involved in submitting your application to the credit providers, if your loan gets declined then a credit report gets pulled to see what is stopping you from getting a loan and our Fix UR credit department then sees how we can help. The fee covers all of this. The credit score that was given to you is also pulled from the credit bureau using your ID number and not just some score we would have given. I'm sorry that you feel this way but we do have success with clients. We dont force anyone to pay - the final decision to go ahead is always the clients. Regards Spot A Loan
Spotaloan.co.za's reply19 Aug 2022, 11:30
Official
Good morning Juanmari. Yes we do charge a fee - the fee covers all admin costs involved in submitting your application to the credit providers, if your loan gets declined then a credit report gets pulled to see what is stopping you from getting a loan and our Fix UR credit department then sees how we can help. The fee covers all of this. The credit score that was given to you is also pulled from the credit bureau using your ID number and not just some score we would have given. I'm sorry that you feel this way but we do have success with clients. We dont force anyone to pay - the final decision to go ahead is always the clients. Regards Spot A Loan