SB
Saadiya B
1 reviews | Active since Jun 2025
15 Jun 2025, 13:06
Pre-approve loans
These guys are ****mers they request a admin fee of 750 and pre-approved loans for the amount that you want telling us it takes 5 days in order for them to pay out nothing happens they rather send you um decline things saying that they are trying to find a lender to to be able to help you they are ****mers please everyone be aware of them they really ****ming people
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Spotaloan.co.za's replyOfficial
20 Jun 2025, 13:45Dear Saadiya B, thank you for taking the time to comment. Just to correct you on a few of your statements:
1. The R750 is not an admin fee but a subscription to our services payment.
2. As per all correspondence and documents signed by yourself, neither an employee of Spot A Loan or the company can guarantee you your loan.
3. We did a pre-approval when we started working with you and on that we accepted your application.
4. As explained and stated on all company documents the final decision is with our approved credit providers and their terms and conditions apply.
5. On your total decline, as per the services to be rendered, we send you a detailed consumer report and action plan.
6. Most of our declines are for the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
Due to the POPI Act, I cannot divulge which of the above is the reason for your decline. But at anytime you can send me an email on *** or ***, to discuss your decline in person.
Kind regards
Joe @ Spot A Loan
1. The R750 is not an admin fee but a subscription to our services payment.
2. As per all correspondence and documents signed by yourself, neither an employee of Spot A Loan or the company can guarantee you your loan.
3. We did a pre-approval when we started working with you and on that we accepted your application.
4. As explained and stated on all company documents the final decision is with our approved credit providers and their terms and conditions apply.
5. On your total decline, as per the services to be rendered, we send you a detailed consumer report and action plan.
6. Most of our declines are for the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
Due to the POPI Act, I cannot divulge which of the above is the reason for your decline. But at anytime you can send me an email on *** or ***, to discuss your decline in person.
Kind regards
Joe @ Spot A Loan
Spotaloan.co.za's reply20 Jun 2025, 13:45
Official
Dear Saadiya B, thank you for taking the time to comment. Just to correct you on a few of your statements:
1. The R750 is not an admin fee but a subscription to our services payment.
2. As per all correspondence and documents signed by yourself, neither an employee of Spot A Loan or the company can guarantee you your loan.
3. We did a pre-approval when we started working with you and on that we accepted your application.
4. As explained and stated on all company documents the final decision is with our approved credit providers and their terms and conditions apply.
5. On your total decline, as per the services to be rendered, we send you a detailed consumer report and action plan.
6. Most of our declines are for the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
Due to the POPI Act, I cannot divulge which of the above is the reason for your decline. But at anytime you can send me an email on *** or ***, to discuss your decline in person.
Kind regards
Joe @ Spot A Loan
1. The R750 is not an admin fee but a subscription to our services payment.
2. As per all correspondence and documents signed by yourself, neither an employee of Spot A Loan or the company can guarantee you your loan.
3. We did a pre-approval when we started working with you and on that we accepted your application.
4. As explained and stated on all company documents the final decision is with our approved credit providers and their terms and conditions apply.
5. On your total decline, as per the services to be rendered, we send you a detailed consumer report and action plan.
6. Most of our declines are for the following reasons:
- High number of unsecured accounts
- Affordability
- Arrears on existing accounts
- Arrears on new accounts opened
- No good payment history
Due to the POPI Act, I cannot divulge which of the above is the reason for your decline. But at anytime you can send me an email on *** or ***, to discuss your decline in person.
Kind regards
Joe @ Spot A Loan