Payment 3 days late and handed over!!!!!!

I am very unhappy with skills academy it's my first year with them and most definitely my last. Apart from their annoying calls , my payment which was suppose to go off on the 3rd of June last week happened to be three days late, I then received a threatening message from them stating that my name will be handed over to educollect if I do not pay within 12hours of receiving the message. Two minutes later I received an email from Educollect stating that skills academy has handed me over and that I must pay R350. I mean come on....3 days and you guys are handing me over. I am so disappointed and sad and will not recommend anyone to study through Skills Academy!