Tired Tired Tired

I Currently having a Quantum which was taken on Thursday May 2021 and i was paying well all along until 1 of my drivers got to an accident at natal as my taxi does long distances after the incident the police whom collide with my taxi wrote a statement to fix the car but he never did and it took SA Taxi Insurance 1 year before the fix my taxi which i couldnot pay the installment as i usually do because it was not making money now after the accident now SA Taxi takes my Quantum which we made the arrangement with them that i can only pay so much and i did pay so much now the take the quantum and say i have arrears. Please help us with SA Taxi we really need help it is not just me but alot of us and only have 1 year to finish paying. Now no taxi no food and have paid them for years Help us No Statement SA Taxi Must fall