Top Product & Risk free returns currently in SA

This is the best risk free return on Fixed deposit currently due to effect of compound interest which the banks dont all offer. Also their new offering is a 3 year. Top up Bond with an unbelievable interest rate of 9.25%, you add money as you wish, nowhere would you get this risk-free return to build your savings. I opened my account & bond online & got a response within hours & then simply did an eft. My investment loaded the following day. Statement Capital balances reflect every quarter. So i was really surprised to see bad reviews, their query response could be better, but thankfully Janet offered her services on this platform & responded within a day. So I honestly believe this product deserves a Top rating