Maybe invest with the banks instead.

I think it may be better to invest with a bank. When you'd like to do an early withdrawal the documents downloads section does not describe the other supporting document's that are required to submit the application. At times you will not be able to reach an agent at the call centre. When the request is handed over to an employee via email the email describes that you will receive a phone call to confirm the transaction without describing, for example, within the next 48hours. The employee doesn't respond to emails. The levels of uncer*****y dealing RSA retail savings bonds are stress inducing.