Rentoza destroyed my credit on a phone they claimed was insured but I didn't get me the new device

Rentoza destroyed my credit on a phone they claimed was insured but I didn't get the new device. They are quick to put a bad record on your credit record even when you dispute that their client Rentoza is de*****ing you by not processing your insurance. They are not too quick to remove that record on payment, 6 months after the fact.