Deborah Medlicott of Bidvest Bank Ltd conducted ******** a credit enquiry without consumer consent.

When studying my credit report, I found that one Deborah Medlicott of Bidvest Bank Ltd had ********ly conducted a credit enquiry on me personally on Transunion.

I am not a client of Bidvest Bank Ltd, nor had I app**** for credit, and had not given them permission to do a credit check on me.

In terms of the PoPI Act a consumer needs to give consent for any person to request your credit report. I did not give such consent.

A consumer's credit rating is adversely affected if more than six enquiries per credit bureau is done in a year.

Deborah Medlicott of Bidvest Bank Ltd ********ly conducted a credit search on me without my knowledge and consent, adversely impacting on my credit rating. Her ******** enquiry made my credit rating drop by 26 points.

Deborah Medlicott of Bidvest Bank Ltd must advise Transunion that she conducted a credit search on me ********ly and that the enquiry must be removed from my profile and my prior credit score restored.