bad bad , never been so badly treated my life, and i work so hard for the bank

i was retrenched by bidvest and we were told in May that we are being retrenched and was not told by the hr lady ,that we should not using the medical aid as if you use your savings you will paid the rest ..... i need glasses and went for glases and medical was gone now I owe discovery 2600 and now I need to pay them back pathetic service as they want money ...... and o I forget I am now jobless...