Paying Monthly QVC and Management Fees no benefits

I have been paying the capital and management fees monthly regularly for the past few years religiously and not used use any of the points. In 2015 I have been on numerous planned holidays throughout South Africa and Namibia without using Vacation Quality Club either can't accommodate or do not have any facilitates is the places I have visited. I found that paying R1389.68 monthly is not beneficial. I willing to forward you all the places I have been on holiday. I need to know how do I optimise this investment so that it can be beneficial? If a cancel do i get any compensation of money paid?