RW
Roscoe W

1 reviews | Active since Apr 2012

25 Nov 2020, 17:22

Pathetic service by PSG insure

I cant explain how angry I am with this insurance company. I have been a client of PSG insure for a few years with insurance broker Evan Louwrens. My phone broke and the broker asks me to get a damage report and quotation for the phone. I take the phone to the manufacturer (Samsung) and pay R450 for the quote. I send all the necessary documentation to Evan and then a claims consultant (Maryke Jacobs) says no that they use there own repair company to assess the damage. I was upset but said okay to go ahead with the repair at Paragon Technology Service and Solutions (who I have never heard about). They say that the phone is fixed and deliver to me. I receive the phone and still does not switch on. They collect the phone again and then they say the phone is working but takes a few minutes to power up. I have never had a phone power up for a few minutes before it switches on. After back and forth emailing with the claims consultant, I ask my broker (Evan Louwrens) to please call me to clear this up but he sends me an email saying that the phone is fixed and they will send it to me. I'm sorry, but how unprofessional is that! I will be shopping around for a new insurance company and will definitely never recommend PSG insure to anyone. I will also write a letter to the Financial Sector Conduct Authority to complain about the unprofessionalism as well. Pathetic!

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Replies (7)
PSG Insure
PSG Insure's reply26 Nov 2020, 09:54
Official
Good day Roscoe.

We apologise for the poor experience that you have had and have raised your query internally. We will investigate on your behalf and revert to you with feedback within 2 business days.

Regards,
PSG Insure
RW
Roscoe W's update26 Nov 2020, 10:08
Reviewer Update
My "broker" has now sent me the conditions of my policy... Convenient after years of paying for the insurance policy. He conveniently states that "The purpose of your Insurance policy is to put the Insured in the same financial as before a loss, a loss must be linked to an Insured peril for the loss to be covered." My phone did not take a few minutes to restart before it broke, and now they say it does, so how does that put me in the same position before the loss. If the phone is not functional as it was before, there must be a problem with the phone. I am so disappointed after paying years of premiums to this company.
PSG Insure
PSG Insure's reply27 Nov 2020, 07:32
Official
Dear Mr Van Wyk  We have tried contacting you, but have not been unsuccessful in doing so. Your adviser has previously explained that we require the damage report to confirm the cause of the damage to your cell phone, as it is covered against specific risks, and wear and tear is not included. The damage report therefore needs to clearly rule this out, so that we can assist you in closing out this matter.  Please revert with the detailed damage report as requested, including the information as required by your insurer.  Kind regards
PSG Insure
RW
Roscoe W's update27 Nov 2020, 12:38
Reviewer Update
This is probably my useless broker replying with the same nonsense. I haven't received any missed calls so doubt you have tried to call me. I will definitely be cancelling my policy the end of this month and initiate legal action if the phone is not fixed. And hope as many people see this complaint to avoid doing business with you. Pathetic service and I still haven't received my phone.
PSG Insure
PSG Insure's reply27 Nov 2020, 16:41
Official
Dear Mr. Van Wyk.

We have raised your query internally and will investigate on your behalf and revert to you with feedback within 2 business days.

Regards,
PSG Insure 
PSG Insure
PSG Insure's reply30 Nov 2020, 16:24
Official
 Dear Mr. Van Wyk.

Please revert with the detailed damage report as requested, including the information as required by your insurer.

Regards,
PSG Insure 
RW
Roscoe W's update01 Dec 2020, 09:36
Reviewer Update
The phone is still not operational and have since cancelled my policy with you lot and referred/escalated the issue accordingly.