JM
JJ M

1 reviews | Active since Jul 2011

02 Mar 2026, 15:45

Complete lack of communication - stuck on "Approval Pending" for days

I see there's many other similar complaints, and of course Prime Loans don't respond on any of them. Why would they? They didn't reply on the 10 or so emails I sent... They don't respond on their live chats, they don't have an option to speak to someone from the phone call options.

I also app**** on the 27th February for a loan, which apparently was approved immediately, and they said must confirm debi check at Capitec, which I did immediately after.

The Debi check was approved and does show on my app as approved.

BUT, since last week Thursday when I log into my Prime account, it shows Debi check approval pending, and keep looping the whole time since Thursday up until today.

They keep bombing me with sms and e-mail daily telling me to approve the Debi check (which was already done and confirmed on Thursday).

Bit there's no way to communicate my problem described here.

I once got a phonecall and thought it was a person, bit when I started explaining my problem I realised I am speaking tona programmed AI robot, not giving me an option to speak to someone amd jut dropping the call.

I must have sent 10 e-mails, attempted about as much phone calls, completely finishing my cellphone air time, then I attempted to phone on a landline, but they just say I have to phone from the phone number I registered with. Which I can't because my attempts deleted my air time.

When you call them, they give you 4 or 5 different options, none of which is to speak to an operator.

So there's absolutely no way to communicate with these people and with an approved Debi check without any funds paid to me, I expect them to debit at the end of the month.

There's also no way to cancel the loan, as whenever you log in it shows a looping pending image, of which I sent them several screenshots with my e-mails to a totally unresponsive email address.

These people made very sure you can't contact them.

I see they don't respond here at all so I just posted this complaint as a warning to prospective customers of the pathetic service. Beware: once you got some problems you can't speak to anyone amd your emails will conveniently be totally ignored.

Horrible horrible inexistent customer service and communication.

I never thought I'd said it, but they even worse than MTN and Cell C.

I suggest also to put a review on Trust Pilot and all social media.

0
Replies (7)
PrimeLoans
PrimeLoans's reply03 Mar 2026, 09:12
Official
Dear Jacobus Johannes, we attempted to contact you but were unsuccessful. Kindly return our call at your earliest convenience on ***. Thank you.

JM
JJ M's update03 Mar 2026, 10:11
Reviewer Update
Attempted to contact me? Probably with an 087 number. My phone is programmed to reject all calls from 087 numbers. I cannot contact you anymore firstly since I cannot see the number you cave here, and secondly because I ran out air time with all the attempts to call you for assistance.


JM
JJ M's update03 Mar 2026, 10:12
Reviewer Update
If you really attempted to contact me you would have at least rep**** on on of the several emails I have sent you.
JM
JJ M's update03 Mar 2026, 10:21
Reviewer Update
Isn't it strange how they only give the same generic answer to all the complaints here?

Dear ....., we attempted to contact you but were unsuccessful. Kindly return our call at your earliest convenience on **********. Thank you.

That's all. No apologies or explanation just one generic reply to everyone.

Yet why don't you reply on all these people's emails?
PrimeLoans
PrimeLoans's reply03 Mar 2026, 15:32
Official
Hi Jacobus Johannes, We have attempted to contact you telephonically but were unfortunately unable to reach you. We apologize for any inconvenience caused and would love to assist with the solution.
Please kindly let us know a suitable time to call you back, or feel free to contact us at your convenience. We look forward to assisting you.
JM
JJ M's update03 Mar 2026, 16:53
Reviewer Update
I have contacted you by email
JM
JJ M's update04 Mar 2026, 14:15
Reviewer Update
Still no e-mail communication or explanation what went wrong.

I just received your sms stating my previous application was cancelled and offering me 15% off interest if I re apply.

My concern is this:

What about the approved Debi check at Capitec? I cannot cancel that.

Secondly - how do I know the same is not going to happen again?

They mentioned 15% discount, but when I enter the discount code it shows accepted, but the repayment amount stays exactly the same? Where is the discount?

Thanks