I am at a constant threat that my insurances may never be paid or excess would be very high due to me not having done my preinspection

I am at a constant threat that my insurances may never be paid or excess would be very high due to me not having done my preinspection. I have done this many times and it has been confirmed.But till date I am at a threat from you. I gives no option but to search cover from other companies who doesn't continually threaten you that you are at a risk.