Honoring Fee R130

<p>I bought goods at Pick n Pay with my Standard Bank cheque card, received an sms that the payment went off successfully. I later find out my actual account was debited five days later for the purchase and there was insufficient funds at the time. Standard Bank then honors the fee at R130 which they deduct off my account.</p> <p>Pick n Pay informs me that they do their banking immediately and Standard Bank tells me that its Pick n Pay's fault!</p> <p> </p> <p>I do not care whose fault it is, I want my R130 honoring fee refunded.</p> <p> </p> <p>Pick n Pay says the bank decides when to process the debits!</p>