1 reviews | Active since Sept 2011
Hi<br> <br> On 27 Feb I purchased a Dvd called \Delivery Man"";NULL;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; ***;118865;23;1;2;0;1;0;0;2;NULL;NULL;NULL;15/03/02 9:49;15/03/02 8:06;Incompetence-Can nobody give me an answer??;***;;***;My wife and I app**** for a 'Further Bond\ for X amount. It was declined; so I asked the question-WHAT AMOUNT DO WE QUALIFY FOR? Apparently nobody in Std Bank can answer that simple question. For the 1st application they did an 'affordability assessment' which was way out. I can understand the information we sent through and what they have from the credit bueau might differ (estimations from our side-they will work with the credit bureau info; which is fine); but they have the information in front of them; I don't-can nobody make that calculation? <br> From what they told me the installment needs to be below 30% of our monthly surplus-fine;what would the installment need to be then? When I ask to speak to a credit controller or somebody who can help I am told sales doesn't have their numbers and they themselves can't help me. So who can?? I am basically told to just guess what amount to go for. And every application takes 7-10 working days.....<br> <br> Is it incompetence or is there really nobody in Std Bank that can help me?? Maybe another bank can?"""
Best regards,
Best regards,
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