Very aweful experience

There is no phone application. This is just a bait used by sales teams to get your infirmation so that they can bombard you with phone calls offering you insurance and funeral covers...So you wont get any call about what you app**** for...which is a Gawd da*n phone. What is worse is that it reflects bad kn your credit history that you made an unsuccedful application. Anger is an understatement