Laybye now pay later

I was introduced more then a year ago about pay just now. All I can say is pay just now has help me alot with getting my stuff at the same time. Pay 1 third of the payment and you walk away with your goods and pay your next payment on your next pay day. Pay just now is the new way to solve your immediate problems with low cash so that you can use the rest of your money on whatever you need to do still.