Dont be loyal, you will be penelised for being loyal

They offer a good payment structure to pay off en 3 months, but I have been with them since July 2023, over a year now, never missed a payment and now they want to do a hard inquiry on my credit to see if they can increase my limit.

So basically me being a loyal client and never missing a payment means nothing to them.

I also have proof of some else who have missed a premium. But when they send a mail for an increase, thre account was increase same day, without doing credit hard inquiry.

So dont be loyal, it will not help you.