SH
Steven H

1 reviews | Active since Nov 2017

10 Nov 2017, 14:11

This company will do anything to avoid paying out

Avoid avoid avoid. Terms and conditions state "All waiting periods will be waived if your pet was on insurance for 12 months prior to policy inception". Except, they only waive the one of the waiting periods. Then, when it's finally open, they will find any reason to exclude payments. Dog has a skin condition, vet indicated a medicated bath. Oneplan then repudiated claim (we don't cover medicated baths). Waste of premiums, I regret switching here from MediPet who had far superior service.

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Replies (2)
Oneplan Insurance
Oneplan Insurance's reply10 Nov 2017, 17:41
Official

Hi Steven,

Thank you for taking our call earlier and allowing us the opportunity to resolve this.

As per our discussion, we do waiver the waiting period for our illness in hospital feature, however, we are unable to cover your claim that was submitted as illness-in-hospital as this falls under a general exclusion.

Should your claim fall under a general exclusion, waiting periods cannot be voided.

Regards,

The Oneplan Team

SH
Steven H's update14 Nov 2017, 20:52
Reviewer Update
Quote from policy wording: "If your pet has been covered by another insurance company for twelve consecutive months preceding the Inception Date of this policy, no waiting periods will be app****. You will have to provide valid proof confirming that your pet was covered and inform us of any claims that your previous insurer has declined. A twelve month waiting period will be app**** for Pre-existing Conditions." NO WAITING PERIODS WILL BE APP****. You are blatantly in violation of this policy. We were actually trying to claim for a vet visit - but were told we were in a waiting period despite the above.