CK
Chantelle K

1 reviews | Active since Jan 2018

01 Feb 2018, 12:18

Price increase of 42.8% due to dogs risk profile

Hi All,

2 weeks ago i made a post on how easy it is to get hold of one plan while that has not change , I cancelled my policy today due a 42% increase in my monthly payments.

Why would they give you benefits and if you use them as needed they penalize you for it?

I will be joining one of their biggest competitors.

I am actually very sad.

C

0
Replies (2)
Oneplan Insurance
Oneplan Insurance's reply01 Feb 2018, 14:08
Official

Hi Chantelle,

The health loading that was added to your policy is based on your current claims ratio. This was app**** uniformly and in a fair manner to all clients whose risk profile has increased.

We apologize for the inconvenience, however, we would like to ensure the sustainability of our product and to provide you with the best cover at affordable prices the market may provide.

Whilst we understand your financial position, we regrettably are unable to negotiate your loading and should you be unable to afford your plan we will recommend that you contact us to downgrade your plan or alternatively consult your financial advisor.

Regards,
The Oneplan Team

CK
Chantelle K's update01 Feb 2018, 15:02
Reviewer Update
Than you for another automatic reply which I already received twice. My benefits went up by R 2035 and my payment by R 186 and a few cent thus i cannot see the a fair ratio. Please also let me know who my risk ratio is so High if both my dogs still had 1 vet visit left and no accident or illness claims?? If you guys are so aware of the rates charges why did the vet Visits stay the same? And lastly please explain how you calculate a risk profile for animals? They are dogs, and which medical aid in SA use risk ratio's for humans? (Sorry Sir, you got flu 7 times last year, now you have a flu risk of 100% so you will pay R 200 more for medical aid, than the average Joe?) Lastly you really do not care about my financial needs, never in my live have I came across a 42.81% increase.