JR
Johan R

1 reviews | Active since Mar 2010

26 Sept 2023, 21:10

No loyalty after 11 years membership

Worst loyalty and customer service from Oneplan! After being a member for 11 years, I unexpectedly lost my employment. I informed Oneplan thar I needed to cancel my membership due to having lost my hib, and without an income, I didn't know how I would be able to retain my cover. Oneplan had absolutely no sympathy. They didn't even try to accomodate me after being a loyal member from 2012 to 2023.

I managed to gain employment again last week and contacted Oneplan to request them to reinstate my cover as I would be able to afford the membership fees again. Oneplan in turn refused my request, claiming that I missed the policy cooling off period by 5 days. I had no idea that there even was a cooling off period, as this was never communicated to me when I sent the initial cancellation request.

I was then informed that I had to apply for a whole new policy and be subjected to waiting periods and exclusions for 12 months. I tried pleading to them and pointed out that my 11 years membership should surely count for some sort of excemption or act of good faith.

In order to get coverage, I signed up for a new policy, but then discovered all the waiting periods and exclusions I was subjected to as if I was a brand new member. Then I requested to cancel the new policy as I felt betrayed by Oneplan's zero regard for my situation at the time. Then on Friday 22 Sept I was contacted by the retention department and assured that due to my long membership status, my previous policy would be reinstated. I was informed by the consultant that she just had to get feedback or approval from her supervisor, and she would phone me back. I didn't receive any feedback again, just an email confirming that my policy is cancelled.

Utterly dissapointed in Oneplan's total disregard for being a loyal member for 11 years and going through a tough time briefly with my employment. For them it is more worth it to sign me up as a new member to earn commission than to retain a loyal member.

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Replies (2)
Oneplan Insurance
Oneplan Insurance's reply27 Sept 2023, 09:38
Official
Good day Johan,

Thank you for taking the time to bring this to our attention.
   
We sincerely apologize for any inconvenience caused and the circumstances under which your Hellopeter posting has reached. We do take customer feedback seriously to improve our service and process to ensure that we meet our client’s expectations as we do value you as our client and your loyalty to us.

As per our policy terms and conditions, if your premiums are not up to date, the cover applicable to the policy will lapse, subject to the grace period offered by us. Grace Period means the period of grace allowed for non‐payment of Premium. 
  
The Grace Period is fifteen (15) days from the first day of the month in which the Premium was due. Should the premiums be returned or rejected for any reason, the policy will be immediately suspended for the Grace Period of fifteen (15) days. Payment of your outstanding premium must be received before the fifteenth (15th) day of the month in which it is due. Should your premium not be successfully received for two (2) consecutive months, your policy will automatically cancel. Oneplan reserves the right to cancel the policy after non‐receipt of a Premium within the Grace Period.
 
Kindly note that certain terms and conditions are always applicable, and these are included in all policy documents before and during your experience with us.

We have acknowledged your complaint and we have escalated the matter to the relevant department. One of our consultants will be in contact with you to further discuss the matter at hand. 

Once again, we apologize for any inconvenience caused and we hope to restore the experience. 
                   
Kind Regards,
Oneplan 
Oneplan Insurance
Oneplan Insurance's reply27 Sept 2023, 13:54
Official
Good day Johan,

We have attempted to contact you on the listed numbers *** & ***); however, it was to no avail. 
  
Please provide us with a suitable time or an alternate contact number to contact you to further discuss the matter at hand.
  
Looking forward to hearing from you soon.
  
Kind Regards,
Oneplan