IJ
Itanya J
1 reviews | Active since Mar 2012
13 Apr 2015, 17:40
Don't trust them!
I received an e-mail from One Plan where they \amended"my policy with almost R300"
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Replies (1)
Oneplan Insurance's replyOfficial
15 Apr 2015, 09:36Hello itanyajacobs,
Thank you for bringing the above to our attention.
As per email correspondence as well as the policy wording, please note the following:
- The Insurer and Underwriter will calculate the final Premium on the risk profile of each applicant and has the right to the increase the Premium according to each applicant's personal risk profile.
- The Underwriter may increase Premiums due to the Insured's medical history and/or current medical conditions that the Insured may have.
-Any new applications or amendments to existing policies may be subject to underwriting and health loadings.
-Loadings are calculated based on the actuarial calculation on the probability of risk per Insured Person.
Trust that you will find the above in order.
Kind Regards,
Shanice Maistry
Customer Care Department
Thank you for bringing the above to our attention.
As per email correspondence as well as the policy wording, please note the following:
- The Insurer and Underwriter will calculate the final Premium on the risk profile of each applicant and has the right to the increase the Premium according to each applicant's personal risk profile.
- The Underwriter may increase Premiums due to the Insured's medical history and/or current medical conditions that the Insured may have.
-Any new applications or amendments to existing policies may be subject to underwriting and health loadings.
-Loadings are calculated based on the actuarial calculation on the probability of risk per Insured Person.
Trust that you will find the above in order.
Kind Regards,
Shanice Maistry
Customer Care Department
Oneplan Insurance's reply15 Apr 2015, 09:36
Official
Hello itanyajacobs,
Thank you for bringing the above to our attention.
As per email correspondence as well as the policy wording, please note the following:
- The Insurer and Underwriter will calculate the final Premium on the risk profile of each applicant and has the right to the increase the Premium according to each applicant's personal risk profile.
- The Underwriter may increase Premiums due to the Insured's medical history and/or current medical conditions that the Insured may have.
-Any new applications or amendments to existing policies may be subject to underwriting and health loadings.
-Loadings are calculated based on the actuarial calculation on the probability of risk per Insured Person.
Trust that you will find the above in order.
Kind Regards,
Shanice Maistry
Customer Care Department
Thank you for bringing the above to our attention.
As per email correspondence as well as the policy wording, please note the following:
- The Insurer and Underwriter will calculate the final Premium on the risk profile of each applicant and has the right to the increase the Premium according to each applicant's personal risk profile.
- The Underwriter may increase Premiums due to the Insured's medical history and/or current medical conditions that the Insured may have.
-Any new applications or amendments to existing policies may be subject to underwriting and health loadings.
-Loadings are calculated based on the actuarial calculation on the probability of risk per Insured Person.
Trust that you will find the above in order.
Kind Regards,
Shanice Maistry
Customer Care Department