FE
FARANA E

1 reviews | Active since Mar 2018

08 Mar 2018, 14:13

BE WARNED ! OSTI A WASTE OF TIME!! AND OAKHURST DOES NOT DISCLOSE AND SEND THROUGH CORRECT POLICY DOCUMENTS!! LOOPHOLE FOR THEM WHEN NOT PAYING OUT CLAIMS

E90/17X / Oakhurst Insurance

I logged a compliant a few days ago on your website. This prompted a response from OSTI a year after my claim to them, to tell me the claim was in favour of the insurer as i had ample time to contact them for documentation not provided to me when taking out the policy.

It took them a year to send me this nonsense and I am not surprised at all!!

I got documentation from the insurance company after taking out the policy so automatically assumed that was the policy document that was sent to me was the correct document. How was I supposed to know that this was not the case and that further documentation needed to be sent. They took my money monthly and was quick to send me a reviewed schedule showing my new repayments, why did they not take on their responsibility to ensure that they informed clients what we were paying for !!

The OSTI is of no use to the consumer and does not investigate. they just waste time sitting in their chairs pretending to have the peoples best interests at heart !

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Replies (5)
Ombudsman for Short Term Insurance
Ombudsman for Short Term Insurance's reply08 Mar 2018, 15:12
Official

Dear Ms Ebrahim

We decide matters based on the available facts and evidence provided. The facts of each matter will determine the outcome.

Your contract with your insurer will determine what benefits you are entitled to. Our office cannot create rights where none existed.

As per our correspondence, you may approach the courts for relief if you believe you have a case, or a valid claim .

Yours faithfully

Peter Nkhuna

Senior Assistant Ombudsman

Ombudsman for Short Term Insurance
Ombudsman for Short Term Insurance's reply08 Mar 2018, 15:13
Official

Dear Ms Ebrahim

We decide matters based on the available facts and evidence provided. The facts of each matter will determine the outcome.

Your contract with your insurer will determine what benefits you are entitled to. Our office cannot create rights where none existed.

As per our correspondence, you may approach the courts for relief if you believe you have a case, or a valid claim .

Yours faithfully

Peter Nkhuna

Senior Assistant Ombudsman

Ombudsman for Short Term Insurance
Ombudsman for Short Term Insurance's reply08 Mar 2018, 15:13
Official

Dear Ms Ebrahim

We decide matters based on the available facts and evidence provided. The facts of each matter will determine the outcome.

Your contract with your insurer will determine what benefits you are entitled to. Our office cannot create rights where none existed.

As per our correspondence, you may approach the courts for relief if you believe you have a case, or a valid claim .

Yours faithfully

Peter Nkhuna

Senior Assistant Ombudsman

Ombudsman for Short Term Insurance
Ombudsman for Short Term Insurance's reply08 Mar 2018, 15:13
Official

Dear Ms Ebrahim

We decide matters based on the available facts and evidence provided. The facts of each matter will determine the outcome.

Your contract with your insurer will determine what benefits you are entitled to. Our office cannot create rights where none existed.

As per our correspondence, you may approach the courts for relief if you believe you have a case, or a valid claim .

Yours faithfully

Peter Nkhuna

Senior Assistant Ombudsman

FE
FARANA E's update08 Mar 2018, 15:30
Reviewer Update
This has got nothing to do with facts. After my initial response i was never contacted for further information of input. The insurance company sent me documents but not ALL the documents that they were legally obliged to send me. So in addition to making sure i paid my instalments i had to have superpowers to know that all the documents were not sent to me. HOW IS IT MY RESPONSIBILITY TO ENSURE THAT THEY SEND ME DOCUMENTS WHEN I AM NOT EVEN AWARE OF THE KIND OF DOCUMENTATION THAT I AM SUPPOSED TO RECEIVE. What nonsense !! next time investigate with professionalism and accuracy not assumptions. If my claim was baseless why did their international resolutions department repudiate the first rejection of my claim ?