Norlam Attonerys think they can comprehend behold the Metaphysical Spheres and realms but they portray such a character of Indolence towards one’s issues and concerns and their staff are simply not qualified to represent their company because of their abs

Hello I never thought in my wildest dreams I will resort to this site again as I have already addressed my issues and concerns with Virgin Money underwritten by ABSA.Firstly I really don’t know which attorneys represents Virgin Money come ABSA .First it was Newtons Attorney’s then Struss and attorneys now Norton/Norlam attorneys.Well let’s start afresh again.Kindly it is within my Bill of Rights and enshrined in the Constitution Of South for my freedom of speech.I am tired of contacting Virgin Money which has seized to exist.Absa has now taken over the account.I must say that the Law is he Law of which I have utmost respect for but the ethics and principles is above the law.Lets converse with their latest attorney’s Norlam Attonerys.I was called by an employee of theirs and see that they mearly introducing themselves to me at not to worry they are not perusing any Legal action against me.Ok thank you I told the lady on the phone and we concluded.Before you know,an electronic mail is sent to me regarding the NCR act of 2005 of Well was implemented on the 1st of June 2007 in regards to Section 129. Well? come back to this.Don’t want to give up too much of legal information.Prior to this I made or was in contact with Newton Attonerys and an agreement was made verbally that I pay an installment of R50 a month towards my outstanding balance.Now,let’s come to the party once more,I know that a verbal agreement mutually is binding in the courts of Law in South Africa.That being said I was making a payment every month from my dad’s account into Virgin Money Credit Card account without defaulting.I even currently get an sms of which I got yesterday which was rather late,thanking me for the payment made.So I called them regarding the electronic mail in reference to Section 129. I called them ,sorry to say when you got to your ducks in a row they duck yes and dive from taking your call.Now I an’t afraid of conflict,I believe let’s hit the nail on the head and get done and over with.I asked for the attorney who undersigned the letter sent to me,because I am tired to deal with their call centre agents who are poorly equipped in all avenues to handle these types of matters.With many many calls made I get to speak to the attorney because I asked to speak to Mr Northlam or an Advocate.So I spoke to MS N Maree and she told me offcourse of what I did not want to hear that the Act states so and I must comply because I have defaulted.I said Oh oh oh,an agreement was made and I did not default on that agreement up until currently.Well she said times change and I need to pay the outstanding balance or a much larger amount of is and still is impossible because of the mistakes that the third party of Virgin Money made initially by calling me and persuading,harassing me and using emotive language to buy into their product because it did not attract service or monthly payments over and over again.Mr Gavin Muller The Director of Virgin Money Credit Card Division said to the media we don’t even cold call potential customers to sell our products because it is “Brand Erosive”.He also stated that we don’t charge these fees because we are not interested in the colour of the card which you are given and you have all the same privileges and accolades.Yep where is Virgin Money now.Well let’s get back to the attorney in question,they even asked me to forward them a copy of my ID are you serious or impaired to such a degree that you sent me a legal letter and do have a copy of my ID.Oh yes I am impaired in many ways in regards to my health and permanent disabilities.So I ask the attorney can you kindly educate me about Section 129 of the Act of 2005.She said you defaulted with your payments.I said ok ,please can you define the word default to me verbally please to which she responded no she will not be able to do that but a mail will be sent to me regarding that of which I still await up until today.In the past couple months I have been asking her and her team for the copy of the quotation which gives me five days to shop around for a better interest rate ,the pre agreement and the statement the NCR requires you by Law of the Act of 2005 implemented on the 1st of June 2007.Guess what I never received it as yet but a summons.I made contact with my attorney’s and I await.I was told on Monday to go to the Verulam Court to sign a document to defend.I called the court and explained my situation and a Ms S told me there is no reason to come to court make contact with Norlam Attonerys and explain to them again that an agreement was made and you never used the card thereafter because they did not offer you Credit Protection insurance against your card.oh yes the very quick to refer to Section 106 of the Act but give no interest by what the Banking Association Of South Africa being the regulator of Banking in South Africa states on the official website and documented ref section 6.4 pg 12( that the bank will tell you about this insurance and if you don’t take it then you have to show otherwise of an existing insurance in place in order for you taking up this credit card).Really who is fooling who.Cannot answer a straight forward question define the word “default “ been an attorney in South Africa.I have to conclude I did what the court asked of me today and called your offices and eventually spoke to Ronel who never really heard me out but rather put the phone down on me.Is this cooperative or petrifying and pathetic.I told you I am permanently disabled in many spheres and you portrayed a character of indolence towards my issues and concerns after telling you I was told to do so by the Court.Well she is not an attorney and my vocabulary is much too limited to express my emotions and feelings and frustrations going further.I know even if nothing comes of this case your company will still get paid but not by me in my lifetime.The information leave alone the ID I read up on the terms and conditions online awhile ago and the grammatical errors all I can say is my word.In closing I will say this Please if you allow me to.You can will all the battles but I will win the war.As Margaret Thatcher once said you can go on speaking for hour on end but in the end I want a say and will have it my way.They say the world is cruel place to live in,and I always ask the question to what.Well now in known the answer” Norlam Lombard Attonerys “Please you have the deck of cards but you don’t know what is under my sleeve from a legal perspective “trust you in me it can be very ugly and detrimental for ABSA and yourselves.I will come back onto this platform and others with the results thereof.They say don’t mess with a man who has nothing to lose.Please Ronel I sent an electronic mail to you earlier today,read it if I were you and pass it on the the higher salary bracket scale of Management to view as well at their disposal.Kindly remember I have many disabilities and cor mobility’s please read and give it some intensive thought.I have the evidence thereof of my ailments ,documented MRI’s etc. Lastly but not least don’t go into the water to splash around if you do dive in there to make waves.Good luck see not a bad man Cheers,ABSA Acting CEO will have this on his desk by 12:01am this morning.Its a pity that Mr Daniel Milene resigned and seriously so many Black South African professionals in their fileld are resigning I wonder way especially in the Banking sector.Well Barclays is gone now R220billion investment gone out of the hands of Ab.Sad.Just look at the stats of ABSA in the news this morning and the decline it is shocking.I guess ABSA doesn’t know you by name now like the ad along time ago in the days of apartheid of the old white lady entering the bank and everybody knows her name .Just like that comedy “Cheers Pub” everybody knows your name.See how frustrated you making me I cannot stop typing.Please log onto HelloPeter.com and kindly reply let’s not be ***ards now,I already sent you one example from a different client there are thousands more take a look I await eagerly for one’s response.Its best we do it on this platform,it only fair as a metaphor to box in a professional boxing ring,you got nothing to loose let’s converse on this platform.Your turn,well I hope I win then I have lots and lots to voice in a precise manner to the media and all other social platforms.