Useless ******.

They are utterly useless, ******. Do not trust them. They dont call, text or deliver email stating that you owe money to them. You dispute the credit report charge, they remove it only to put it back 2 months later again with competely diffrent payment dates and amounts just to **** up your credit score. I have disputed with experian also. I am now approaching the credit tribunal for answers and investigation into these ******. I have been batteling with my credit score for 4 years because of them. They added another account for non payment. I did tell them i never had an account or debt arrangement because i dont owe them a cent. They have added a new account this year again. (5th time in 7 years ) and they are ****ing up my credit score.