Nimble harrasment

I have recieved a call from the sheriffs office to collect a letter that you guys have been sending me.I have no business with you. Kindly fama****ise yourself with the Popi act as I will get my lawyer to attend to this matter. And fama****ise yourself with the below as I will lay a case of a harrasment agai st you. debt collectors, creditors and banks are still harassing consumers for debt which has, according to the Prescription Act and the National Credit Act, prescribed – and therefore cannot be collected.

In most cases, after three years, prescribed debt does not need to be paid.

Your debt is seen as prescribed if:

– you have not acknowledged it, either verbally or in writing in the past three years

– you have not made a promise to pay, asked what the debt amount is, or paid even the smallest amount towards this debt within the past three years

– and when your creditor has not taken legal action against you (summons, judgement) for this debt within the last three years.

Debts which DO prescribe after three years include:

– store and retail accounts

– cellphone accounts

– credit cards

– personal loans

– gym memberships

– vehicle finance