Harassment Over Prescribed Debt – Urgent Action Required

I am extremely frustrated and feel harassed by Nimble Group, as I have been continuously receiving emails regarding an RCS Edcon account. The last payment on this account was made in December 2020. Due to unemployment, I was unable to continue making payments.

It has now been six years since any payment was made, and I have not entered into any payment arrangements or acknowledged the debt during this period. According to the South African Prescription Act 68 of 1969, a debt is legally extinguished if it has not been claimed or acknowledged within three years. In my case, more than six years have passed.

Despite this, I continue to receive persistent emails demanding payment, which I consider to be harassment. If this matter is not resolved promptly, I will have no choice but to escalate the issue and report it to the National Credit Regulator (NCR).