FALSE/UNSUBSTANTIATED PAYMENT DATE OF 4 SEPTEMBER 2026, PRESCRIBED DEBT AND DEMAND FOR PROOF

To: Nimble Complaints and Compliance Department Date: 12 October 2026

Dear Nimble Complaints and Compliance Department,

I am writing to formally dispute the information your organisation has reportedly submitted to Experian concerning my account, in which the account has been updated to reflect a payment dated 4 September 2026.

I categorically dispute the accuracy of this entry. I have not made any payment on the alleged date, nor have I acknowledged liability for this debt on that date. Accordingly, I require you to provide documentary evidence substantiating the information you have reported.

The timing and effect of this update are particularly concerning because the account is disputed as prescribed. Recording an alleged payment or acknowledgement of liability against a prescribed debt may materially affect how the account is treated and may create the impression that prescription has been interrupted or that the debt remains enforceable.

I am concerned that this entry may have the effect of improperly reviving an otherwise prescribed debt. If the entry was made without a genuine underlying transaction or a valid acknowledgement of liability, I regard the reporting as potentially misleading and a serious matter requiring investigation.

I hereby demand: 1. Proof of payment: the original transaction record for the alleged payment of 4 September 2026, including amount, transaction reference, payment method, transaction date and value date. 2. Proof of the source of payment: verifiable evidence identifying the source of the payment and relevant bank, payment processor or transaction confirmation records. If no payment was received, explain the basis for reporting this date. 3. Proof of acknowledgement of debt: if you contend I acknowledged liability on 4 September 2026, provide the exact document, communication, recording or other evidence re**** upon, including the date, method and evidence linking it to me. 4. Reporting audit trail: explain when the account was updated, who or which system initiated the update, the information supp**** to Experian and the documentary basis for the reported payment date. 5. Prescription calculation: provide a complete account history and your calculation of the alleged prescription period, identifying the original due date, last actual payment received and every event said to interrupt prescription, with supporting evidence. 6. Correction of inaccurate information: if you cannot substantiate the entry, instruct Experian and every other credit bureau to correct or remove the disputed information and confirm the correction in writing.

For the avoidance of doubt, this letter is a formal dispute and request for evidence. It must not be construed as an acknowledgement of liability, an admission that the debt remains enforceable, a promise to pay, or a waiver of any rights or defences available to me, including prescription.

Please preserve all records relating to this account and the disputed reporting, including transaction logs, account notes, system audit trails, correspondence and recordings relevant to the alleged payment or acknowledgement.

Please provide a substantive written response and supporting evidence within 10 business days of receipt of this letter.

Should you fail to provide credible evidence, or should your investigation establish that the information was reported incorrectly, I reserve the right to escalate the matter to Experian, the National Credit Regulator and any other appropriate regulatory or dispute-resolution authority.

Yours faithfully, Zondo Nimble account/reference number: ***