****ed Up Nimble

I am highly irate with this bunch of fools.

I wasn't aware that these fools are claiming that I owe them R23000 and something and it's reflecting on my credit report. I called on the 8th of January and I've spoken to Keolebogile, I advised that I do not owe them any monies. She advised that it's something to do with Bonitas, I called Bonitas and the consultant advised that they owed me and not me owing them. After emails back and forth with Keolebogile she advised it's prescribed debt from Direct Axis and that it cannot be written off. I am ****en highly upset with Nimble, this debt wasn't on my report 3 years ago and then all of a sudden it's on. I never admitted to anything or accepted the debt. I want my name to be cleared with the credit bureau before I refer it to the Credit Ombud because according to The National Credit Act (NCA) 34 of 2005, specifically Section 126B, prohibits credit providers from selling, collecting, or listing prescribed debt on your credit report, working with the Prescription Act 68 of 1969, which sets the timeframes for debts to prescribe (usually 3 years for consumer debt). After this period, if you haven't acknowledged or paid the debt and haven't been issued a summons, the debt is extinguished, and it shouldn't appear as an active debt on your report.