LR
Leonard R
1 reviews | Active since Jul 2019
18 Nov 2021, 06:18
Unauthorized Multiple Hard Credit enquiries Stay away From Nifty credit
If you value your Credit Score and always Keeps an eye on it stay away From Nifty They Have a Nifty way of ****ing up your credit Score and don't give a rats ass. I took a loan with Nifty and the loan was approve everything was good. Few months after I see multiple Hard Credit Enquiries from Nifty For no reason I did not apply for credit again so why was this, So I called Nifty I spoke to a nice Lady she informed me that I was an error on their side and I should file a dispute to have it removed, so I called Transunion and filed a dispute. Nifty then back tracked and told Transunion that I authorized the hard inquiries after they told me to file the dispute. So theirs a random enquiry made by this company every month for no reason and my credit score is going down but I'm not even applying for anything from them.
Nifty will eventually ruin my credit because of this. Stay away from taking out a loan from them,
Helpful (0)
Replies (7)0
Replies (7)
NiftyCredit - Powered by SmartAdvance's replyOfficial
18 Nov 2021, 08:04 Thank you for getting in touch with us regarding your concern.
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
NiftyCredit - Powered by SmartAdvance's reply18 Nov 2021, 08:04
Official
Thank you for getting in touch with us regarding your concern.
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
NiftyCredit - Powered by SmartAdvance's replyOfficial
18 Nov 2021, 13:45Thank you for getting in touch regarding your complaint.
Our consultant has been in touch with you, and will continue to assist you until your situation is satisfactorily resolved.
We apologize for any frustration this has caused you.
Kind regards
The Smartadvance Team
Our consultant has been in touch with you, and will continue to assist you until your situation is satisfactorily resolved.
We apologize for any frustration this has caused you.
Kind regards
The Smartadvance Team
NiftyCredit - Powered by SmartAdvance's reply18 Nov 2021, 13:45
Official
Thank you for getting in touch regarding your complaint.
Our consultant has been in touch with you, and will continue to assist you until your situation is satisfactorily resolved.
We apologize for any frustration this has caused you.
Kind regards
The Smartadvance Team
Our consultant has been in touch with you, and will continue to assist you until your situation is satisfactorily resolved.
We apologize for any frustration this has caused you.
Kind regards
The Smartadvance Team
LR
Leonard R's updateReviewer Update
18 Nov 2021, 20:15Nifty has made contact with me and informed me that the problem seems to come from their app, They also informed me that they will remove the Hard enquiries from the credit bureau that were made in error the consultant was helpful and friendly i’m waiting now for the 21days to pass and see if the problem has been resolved on the credit bureau and the inquiries removed.
LR
Leonard R's update18 Nov 2021, 20:15
Reviewer Update
Nifty has made contact with me and informed me that the problem seems to come from their app, They also informed me that they will remove the Hard enquiries from the credit bureau that were made in error the consultant was helpful and friendly i’m waiting now for the 21days to pass and see if the problem has been resolved on the credit bureau and the inquiries removed.
LR
Leonard R's updateReviewer Update
02 Jan 2022, 09:15Well smart advance nifty phoned me they acknowledged their mistake,Promised they will fix it ,It has been a month now and they still have not fix this issue,DO NOT USE THIS COMPANY, They Hit your credit report with multiple Hard enquiries your score comes down 20 , 30 points they don't care, I trusted them to fix the issue as they said but still nothing : I will never use them again,I think 30 points wiped from my credit score because of the enquiries that i did not make.
LR
Leonard R's update02 Jan 2022, 09:15
Reviewer Update
Well smart advance nifty phoned me they acknowledged their mistake,Promised they will fix it ,It has been a month now and they still have not fix this issue,DO NOT USE THIS COMPANY, They Hit your credit report with multiple Hard enquiries your score comes down 20 , 30 points they don't care, I trusted them to fix the issue as they said but still nothing : I will never use them again,I think 30 points wiped from my credit score because of the enquiries that i did not make.
NiftyCredit - Powered by SmartAdvance's replyOfficial
03 Jan 2022, 08:24Thank you for getting in touch with us regarding your concern.
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
NiftyCredit - Powered by SmartAdvance's reply03 Jan 2022, 08:24
Official
Thank you for getting in touch with us regarding your concern.
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
We are looking into your case, and will be in touch with you shortly.
Kind Regards
The Smartadvance Team
NiftyCredit - Powered by SmartAdvance's replyOfficial
17 Mar 2022, 13:31Thank you for getting in touch with us regarding your complaint.
Our consultant has been in touch with you to discuss the details on your case, and we’re happy that this has been satisfactorily resolved.
Please don’t hesitate to contact us if there is anything we can do to further assist.
Kind Regards
The Smartadvance Team
Our consultant has been in touch with you to discuss the details on your case, and we’re happy that this has been satisfactorily resolved.
Please don’t hesitate to contact us if there is anything we can do to further assist.
Kind Regards
The Smartadvance Team
NiftyCredit - Powered by SmartAdvance's reply17 Mar 2022, 13:31
Official
Thank you for getting in touch with us regarding your complaint.
Our consultant has been in touch with you to discuss the details on your case, and we’re happy that this has been satisfactorily resolved.
Please don’t hesitate to contact us if there is anything we can do to further assist.
Kind Regards
The Smartadvance Team
Our consultant has been in touch with you to discuss the details on your case, and we’re happy that this has been satisfactorily resolved.
Please don’t hesitate to contact us if there is anything we can do to further assist.
Kind Regards
The Smartadvance Team
LR
Leonard R's updateReviewer Update
30 Mar 2022, 06:21There is a serious problem with the software you are using fix your system this now happened again for the 4th time.
- I login to my nifty account to check my remaining balance and log out.
- minutes later i recieve a credit check notice from transunion, what the f@?k is going on with your system.
- Why do you keep doing random credit checks on me when i just logged into check my loan balance I did not apply , or ask for a credit check nor view my creditscore on your platform Yet you do a credit check.
- I'm reporting you to the NCR this is some bull**** and your engineers are not fixing the problem.
- I should be able to check my loan balance without you doing a credit check everytime I logon to your website or app you do a f@!king credit check, without out my permission.
- I login to my nifty account to check my remaining balance and log out.
- minutes later i recieve a credit check notice from transunion, what the f@?k is going on with your system.
- Why do you keep doing random credit checks on me when i just logged into check my loan balance I did not apply , or ask for a credit check nor view my creditscore on your platform Yet you do a credit check.
- I'm reporting you to the NCR this is some bull**** and your engineers are not fixing the problem.
- I should be able to check my loan balance without you doing a credit check everytime I logon to your website or app you do a f@!king credit check, without out my permission.
LR
Leonard R's update30 Mar 2022, 06:21
Reviewer Update
There is a serious problem with the software you are using fix your system this now happened again for the 4th time.
- I login to my nifty account to check my remaining balance and log out.
- minutes later i recieve a credit check notice from transunion, what the f@?k is going on with your system.
- Why do you keep doing random credit checks on me when i just logged into check my loan balance I did not apply , or ask for a credit check nor view my creditscore on your platform Yet you do a credit check.
- I'm reporting you to the NCR this is some bull**** and your engineers are not fixing the problem.
- I should be able to check my loan balance without you doing a credit check everytime I logon to your website or app you do a f@!king credit check, without out my permission.
- I login to my nifty account to check my remaining balance and log out.
- minutes later i recieve a credit check notice from transunion, what the f@?k is going on with your system.
- Why do you keep doing random credit checks on me when i just logged into check my loan balance I did not apply , or ask for a credit check nor view my creditscore on your platform Yet you do a credit check.
- I'm reporting you to the NCR this is some bull**** and your engineers are not fixing the problem.
- I should be able to check my loan balance without you doing a credit check everytime I logon to your website or app you do a f@!king credit check, without out my permission.