Dec '25 - Nov '26
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How is NiftyCredit - Powered by SmartAdvance rated on Hellopeter?
Hellopeter has tracked NiftyCredit - Powered by SmartAdvance across 2,259 reviews. NiftyCredit - Powered by SmartAdvance hasn't collected enough recent reviews — at least 10 in the last 12 months are needed — to calculate a TrustIndex score. Have you used NiftyCredit - Powered by SmartAdvance? Write a review to help others decide.
Recent reviews (2)
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Nov 2019
Bad service
have been trying to get a prescription letter from getbucks since the 8th June of for an account that's over 5 years old. They keep telling me they will call me back as getbucks department is busy and when I asked direct number they told me they don't have direct number and email number . When i email they ignores me and when you call they don't answer. I've been calling every day and am not being answered . I am really concerned. Regards Neo ***
1 reviews | Active since Nov 2019
Bad service
have been trying to get a prescription letter from getbucks since the 8th June of for an account that's over 5 years old. They keep telling me they will call me back as getbucks department is busy and when I asked direct number they told me they don't have direct number and email number . When i email they ignores me and when you call they don't answer. I've been calling every day and am not being answered . I am really concerned. Regards Neo ***
1 reviews | Active since Aug 2022
No communication from this company, they enjoy ruining credit scores for sure
I am extremely disappointed with the lack of communication and assistance from Nifty Credit/Smart Advance. My accounts have been transferred between multiple debt collectors over the years, and I have repeatedly requested statements so that I can understand the balances and payment history. Unfortunately, my emails have gone unanswered, and I have not received the information I requested. To make matters worse, my credit profile reflects that my last payment was made in 2023, which is incorrect. I made payments to one of the debt collectors during 2024. I eventually stopped making payments because I could not get any statements or confirmation that my payments were being allocated correctly. Despite paying, there appeared to be no change to the account balances, and no one was willing to explain or provide documentation. As a consumer, I have the right to receive accurate account statements and to know who currently owns my accounts, what the outstanding balances are, and how my payments have been allocated. I would appreciate it if Nifty Credit/Smart Advance could: Provide me with a full statement for each account. Confirm which debt collector is currently handling each account. Explain why my 2024 payments are not reflected on my credit profile. Respond to my previous requests for account information. I am willing to resolve my accounts, but I cannot do so without transparency and proper communication.
1 reviews | Active since Aug 2022
No communication from this company, they enjoy ruining credit scores for sure
I am extremely disappointed with the lack of communication and assistance from Nifty Credit/Smart Advance. My accounts have been transferred between multiple debt collectors over the years, and I have repeatedly requested statements so that I can understand the balances and payment history. Unfortunately, my emails have gone unanswered, and I have not received the information I requested. To make matters worse, my credit profile reflects that my last payment was made in 2023, which is incorrect. I made payments to one of the debt collectors during 2024. I eventually stopped making payments because I could not get any statements or confirmation that my payments were being allocated correctly. Despite paying, there appeared to be no change to the account balances, and no one was willing to explain or provide documentation. As a consumer, I have the right to receive accurate account statements and to know who currently owns my accounts, what the outstanding balances are, and how my payments have been allocated. I would appreciate it if Nifty Credit/Smart Advance could: Provide me with a full statement for each account. Confirm which debt collector is currently handling each account. Explain why my 2024 payments are not reflected on my credit profile. Respond to my previous requests for account information. I am willing to resolve my accounts, but I cannot do so without transparency and proper communication.