Terrible service

Very upset and angry. Bad service, horrible, discusting experience I had. Took a loan in 2015 and 2016 couldn't pay anymore went under debt review and cancelled my debt review was never able to get hold of them after and they only contacted me in 2018 saying they want their money my balance is R8000 and I told them I don't have it. And after a while I managed to raise funds and been trying to settle them since March 2019 at a compromised settlement. And they offering me R6670 and om asking then to settle them with R6000 and they are refusing it. And I am unable to pay them or commit to monthly payments I have a lot of debts that I am trying to get rid of. No one want to make the decision between getbucks and Ismail Dayha attorneys, Mbd don't have my account on their system