Ripping you off

Got a sms this morning a debit order will go threw my account for R394.96 although my account has been settled end October<br> .1. Loan amount advanced to the Borrower: 8,000.00<br> 2.2. Interest Charges: 1,453.49<br> 2.3. Initiation Fees: 969.00<br> 2.4. Service Fees: 342.00<br> 2.5. Total Insurance Fees (R 0 if not applicable): 960.00<br> 2.6. Total Charge of Credit: 2,764.49<br> 2.7. TOTAL INSTALLMENT DUE: 1,954.08<br> 2.8 TOTAL REPAYMENT: 11,724.48<br> Then to realized the contract amount is different that they ask me to pay they told me then it is interest but my account went on a debit order which cant be in arrears. This is rediculous they still did not update my previous complaint of the credit bureas.