********** loan service

I was a victim of ***** and I was unaware up until I tried opening a new bank account and to my surprised I was informed of the attack whereby a loan was app**** for using ********** documents with my name and details,so the company picked it up and therefore listed me (the victim) as being ********** without trying to investigate the matter further by either a call or formal letter.

I need my name cleared as I was unaware of the breach of my personal information, it could only be because of my extensive use of internet cafe's whereby my details were compromised or my cellphone or laptop, I just can't figure out how this must have happened and all my contact details are correct, but why would I use my correct details for a ********** activity including my ID number, cellphone number, physical address and email address whereas I could've fabricated those instead of using my own