Legal action threats

So amusing that Ms Moodley indicated that they don't have my contact details and banking details but they co tune to debit my account. That's absurd. On the 25th of July 2014 I was communicating with Keith Maharaj to pay settlement amount of R230.02 on existing devices which subsequently and after follow up calls, my account was debited with the amount on the 1st of September 2014. As I went through my statements in December I realized that I was debited twice on monthly basis. Got a call from Moodley with ridiculous threats. It is always indicated that calls are being recorded. What happened to the recording of the 25th of July? Is there any one in the rightful mind to actually for the device after setlling. Where are the records? Daily I receive messages that I will be blacklisted and that has already affected by bureau score.