worst bank ever

I banked with Standard bank for years and wanted a cheq account and did not qualify for one and went to nedbank and there i experienced the worst ever they told me it would be a once off payment a month and every month I see my money disappear when and went into arrears when my debit orders went off for every debit order missed they charge R90.00 and i was behind with R480.00 for that hole month they called me for a R480.00 I told them they can deduct when my salary get paid in and still every 2 days they called me for the R480.00 I mean for a client that banks with them that's bad to make it worst last month i went in to close the account but couldn't because I had money left in my saving account so i transferd my my money and my salary to my new bank account fnb and ned bank charged me for my debit orders that went thru so that set me in arears again and when i went and setteled my account and closed it they reversed my debit orders that went thru and i already paid them now my dstv is off and must pay a penalty all this **** i never thought a bank can do this to a client that banks with them but the worst was when they kept on calling for money they charged me for