When I don't even own a credit card

<p>Nedbank has been pestering me about a credit card a fees that I owe them when I NEVER signed for one. i am now in the Tygervalley branch and 'manager' is blatantly ignoring me. i received an SMS saying if I don't make payment it would affect my credit record ***!!!!! I have been a loyal client of Nedbanks but this is unacceptable. Managers with attitudes is not what should be employed. i am utterly disappointed and disgusted in this service. </p>